Homes by Email

Be the first to see new listings as soon as they hit the market!

Contact Us





* fields are required

Blog: Buying a Home

New Year Resolutions – Buying a Home

This time of year is a time of reflection with the starting of a New Year.  It might be time to be thinking about those New Year Resolutions – Buying a Home could be on the top of your list and really should be if you are renting. If it is and you want to live in Missouri you have landed on the right page.

We can help you with one of your New Year Resolutions – Buying a Home can be one of the most exciting things you do. Homeownership can be so rewarding. mentally because “it’s yours” and financially because it is usually the most valuable investment most people have.

We work as Buyers Agents for all of Southern Missouri Our job is to get you the best deal you can on your new home.  We work hard for you.  We are Realtors! We represent buyers and sellers from St Louis to West Plains. It does NOT matter who has a property listed, if we work for you ( at no cost to you) history has proven we will most likely save you money. Before you buy any Southern Missouri real estate talk with us about it.

If you are moving from out of town this article is a little information about what our clients think of our performance.

Moving to Southern Missouri

You can start your search right here!

 

Relocating can be very stressful! It can also be a little scary when you don’t know the area.  If you are considering moving to Southern Missouri you have landed on the right page.  We specialize in representing relocating Buyers, our job is to help our clients find the best property and then negotiate the best possible deal.  We can tell you all sorts of things about what we try to do for our clients but we think it would be better to see what our clients have to say about us. Below are just a few testimonials from some of our clients who were relocating from out of state and moving to Southern Missouri.

 

It seems there are a lot of people from California, Colorado, Illinois, and Wisconsin which are moving to Southern Missouri, I’m not sure why we have more from those states but that has been a trend for about 2 years.  I think a lot has to do with the lower taxes, lower cost of living and the friendly and welcoming people.

We would love to help you find your new place in the Missouri Ozarks.  Just let us know what you are looking for and we can help. In the meantime check out our site and what just a few of our clients have had to say about us.

This is a page in the works we will be adding testimonials as we gather them.

Steven & Kathy Howard   Relocated from Colorado to Fredericktown MO 

I cannot say enough about Gwen, My husband and I were moving from Colorado. We had been in contact with another agency. Just a few days before our house hunting trip the other agent decided she did not want to show houses in the areas we were looking. That’s when We found Gwen and she was able to show us 20 or so houses in two days on very short notice. It took us longer to sell our home than expected but Gwen continued to work with us. We made a second trip extending our search area. This time our house was sold and time was short. We looked at 15 plus houses a day for three days, spread from Bonne Terre to West Plains (and back for second looks). She went out of her way to help us. All between us not knowing the area and doing a lot of driving and so many phone calls, We now have our dream home. Thank you Gwen!!

 

Jon & Laura  Moved from Colorado relocated to West Plains Mo

We cannot speak highly enough of Calvin Chambers – he represented us as buyers with integrity, and I believe he was respectful toward the sellers too. He kept us in the loop but never bothered us with unnecessary stress – just a really good person whose knowledge of the market really helped close the deal. Highly recommended.

 Jay & Pamela Mann – Moving from Indiana to Retiring in Isabella Mo

Calvin and his wife Gwen were very helpful in finding and purchasing a home on Bull Shoals Lake. My wife and I made three trips to Missouri before finding the exact right spot for our retirement home. Calvin would email homes he thought fit what we were looking for and would also set up showings for homes we found on Zillow. Calvin made a statement to me that showed he was working for my wife and I, “I need to get a price for your home that is fair, because if you come to me a few years down the road to sell your home for whatever reason, I need to be able to make money for you.” Calvin and Gwen were very helpful in finding and finalizing the purchase of our retirement home.

Kandra Witkowski Moved from Illinois to Dora Mo

Calvin and Gwen were AWESOME! They helped us find the perfect home all while we were 500 miles away. They handled all the little details for us. The closing was easy and stress-free. Now, we drink our coffee from our porch and just enjoy our new home! Thank you to them both!

 

 

Debbie Reynolds and Family Moved from San Jose California to Missouri

Calvin & Gwen were so helpful in our move from California to Missouri. Gwen even helped us find a great Realtor in California who sold our house for more than the asking price and then negotiated a great deal on our Missouri home.  We just could not be more pleased with the smooth move we made across the country and we have Calvin and Gwen Chambers to thank for all their hard work which made all this possible.

 

West Plains Buyers Agent

Are you interested in Real Estate with Real Results?
Are you thinking about buying a Home?

If so you need a West Plains Buyers Agent.  If you were preparing for the Kentucky Derby wouldn’t you want the best Jockey? The jockey carefully guides the horse to a winning finish line.  Buying a house without a West Plains Buyers Agent is like a racehorse with no jockey.

With 30+ years of experience and over 12,500 successful finishes as your West Plains Buyers Agent, we can help you cross the finish line a winner!  As a West Plains Buyers Agent, we are working for our clients in their best interest! Understand that the race can be complicated, and we will be here to help.  Here is a list of how we can assist you.

Obtaining Affordable Financing  *  Choosing the Perfect Property  *  Negotiating a Great Price  *  Negotiating the Building Inspections  *  Working with the Appraiser  *  Working with the Title Companies.

As Your West Plains Buyers Agent, we also provide you with some added services: 

24 Hour Access: We are available 24/7 for phone calls text and emails from our clients  *  Immediate notifications of new properties to the market  *  Emotional Support (many need that most)  *  Priority Showing Appointments  *  Our 30+ Years of Proven Experience and  Success

Now for the Best News! As your West Plains Buyers Agent my Service Cost the Buyer $0 (nothing) it’s paid for by the Sellers.  Assuming this Potential Investment is Important to you why leave it to chance. Establishing a trust with the right agent to make the entire ride smoother only makes sense. I hope I can be you West Plains Buyers Agent.

Buyer’s Agents are Working for the Buyer……Seller’s Agent are Working for the Seller 

Transaction Brokers are Working for themselves (paperwork – no advice)

 West Plains Buyers Agent

I look forward to helping you find your perfect property

Gwen Chambers (471) 712-0077

Moving with Dogs

Home Buying Tips When You Own A Dog

After talking about it for what seems like years, you and your family have agreed to move. The market is better, and your old home just isn’t working for you anymore. It’s gotten a bit cramped, and you are looking forward to living in a better neighborhood.

But what about your pet dog? After all, they will be living under the same roof as you. If your new home isn’t good for a dog, then everyone will suffer. That’s why you need these tips for buying, moving into, and adjusting to a new home when you are moving with dogs. It starts by looking into the local requirements for pets.

What To Look For In A New Home

You certainly do not want to find the perfect home and then realize your dog is not welcome in it. Believe it or not, that’s possible. Many communities have started limiting what pets people can have in their own homes. That’s why Realtor.com recommends that you check the local pet requirements before you even get excited about a new home. Besides checking with the local government, ask if there is any homeowner’s association. If there is, ask for a copy of all bylaws and rules to make sure your dog can move with you.

You should talk to your real estate agent about your dog. Explain any special needs your pet might have and what you hope to have in a new home, such as a fenced-in yard or a spot away from busy roads. You also want to examine the layout and see where your dog would sleep and run around inside or outside. And if your dog is older, you may want to avoid homes with lots of stairs.

Moving with Pets Day Tips

Once you have found your dream home, it’s time to start packing! Just keep in mind that your dog won’t understand moving. To them, things are slowly disappearing from “their” home. That’s why you should pack your dog’s room last. Dogs love familiarity, so you can help reduce their moving anxiety by keeping to routines as much as possible.

You should seriously consider hiring a dog boarder who can house your dog on moving day. With all the movers coming in and out of your house, having a dog running around is a recipe for disaster. Besides, your dog would rather be in a calm, fun environment instead of stressed out.

Adjusting To A New Home

Now that you’re finally in your new home, it’s time to help your dog adjust to the place. To them, their old life is suddenly gone and they don’t know if it will come back. Spending some time now to help your pet adjust will help everyone in the long run. Moving with dogs can take some adjusting for your furry pets.

As the AARP recommends, continue any old routines. If you walked every day around 6:00 PM, then take those evening walks at your new place. The same is true for feeding times. Also, don’t buy anything new for your pet, as introducing new toys or food bowls will just add to your dog’s anxiety. Lastly, be sure to take your dog on frequent walks. Not only does this burn up anxious energy, it helps your dog know the neighborhood in case they ever get out.

Be Careful When Buying

Purchasing a new home is always a big decision, but it’s a little bigger when you’re moving with dogs. Check out the community rules and layouts before buying, then hire a dog sitter for moving day. Once you’re finally in the new place, stick to the old routines with your dog. This can help your pet love your new home as much as you do.  Your Realtor can always help. If you are looking for a home in Southern Missouri you can start your search right here.

Moving can be stressful for all here are some other things to remember when moving

Moving with Dogs

Home Buying Tips When You Own A Dog

After talking about it for what seems like years, you and your family have agreed to move. The market is better, and your old home just isn’t working for you anymore. It’s gotten a bit cramped, and you are looking forward to living in a better neighborhood.

But what about your pet dog? After all, they will be living under the same roof as you. If your new home isn’t good for a dog, then everyone will suffer. That’s why you need these tips for buying, moving into, and adjusting to a new home when you are moving with dogs. It starts by looking into the local requirements for pets.

What To Look For In A New Home

You certainly do not want to find the perfect home and then realize your dog is not welcome in it. Believe it or not, that’s possible. Many communities have started limiting what pets people can have in their own homes. That’s why Realtor.com recommends that you check the local pet requirements before you even get excited about a new home. Besides checking with the local government, ask if there is any homeowner’s association. If there is, ask for a copy of all bylaws and rules to make sure your dog can move with you.

You should talk to your real estate agent about your dog. Explain any special needs your pet might have and what you hope to have in a new home, such as a fenced-in yard or a spot away from busy roads. You also want to examine the layout and see where your dog would sleep and run around inside or outside. And if your dog is older, you may want to avoid homes with lots of stairs.

Moving with Pets Day Tips

Once you have found your dream home, it’s time to start packing! Just keep in mind that your dog won’t understand moving. To them, things are slowly disappearing from “their” home. That’s why you should pack your dog’s room last. Dogs love familiarity, so you can help reduce their moving anxiety by keeping to routines as much as possible.

You should seriously consider hiring a dog boarder who can house your dog on moving day. With all the movers coming in and out of your house, having a dog running around is a recipe for disaster. Besides, your dog would rather be in a calm, fun environment instead of stressed out.

Adjusting To A New Home

Now that you’re finally in your new home, it’s time to help your dog adjust to the place. To them, their old life is suddenly gone and they don’t know if it will come back. Spending some time now to help your pet adjust will help everyone in the long run. Moving with dogs can take some adjusting for your furry pets.

As the AARP recommends, continue any old routines. If you walked every day around 6:00 PM, then take those evening walks at your new place. The same is true for feeding times. Also, don’t buy anything new for your pet, as introducing new toys or food bowls will just add to your dog’s anxiety. Lastly, be sure to take your dog on frequent walks. Not only does this burn up anxious energy, it helps your dog know the neighborhood in case they ever get out.

Be Careful When Buying

Purchasing a new home is always a big decision, but it’s a little bigger when you’re moving with dogs. Check out the community rules and layouts before buying, then hire a dog sitter for moving day. Once you’re finally in the new place, stick to the old routines with your dog. This can help your pet love your new home as much as you do.  Your Realtor can always help. If you are looking for a home in Southern Missouri you can start your search right here.

Moving can be stressful for all here are some other things to remember when moving

Best Realtor Near West Plains MO

Who is the Best Realtor near West Plains MO

Selling or Buying a home is a big deal – usually, a home is the biggest and most important investment people have. You should interview agents to secure the Best Realtor near West Plains MO.  Here is a list of questions to start with if you are looking for a Realtor.

  1. What is your experience? How many years in the business. Though new agents can be very motivated they are usually eager to please but they may lack the years of experience needed to face all the unexpected challenges that every transaction (sale) goes through.
  2. Is this their full-time job?  This is very important because part-time agents are sometimes harder to reach and are not always available for showings when the buyers are available to look.
  3. Are they members of the National Association of Realtors? Real Estate agents who are members have agreed to a strict code of ethics.  This is very important when looking for the Best Realtor Near West Plains MO
  4. Are they a member of the Local MLS? This is important when your agent is searching for homes on the market and very important in advertising your home for sale. If your Realtor is not a member they will not be able to advertise listing in the MLS which syndicates your home to hundreds of other sites.  You will miss buyers and usually sell for less money, due to less competition between buyers.
  5. Do they work as Buyers or Sellers Agents? If not then they are working as Transaction Brokers and that just means they are working for themselves. They are not allowed to give you any advise. Not sure why you need a Realtor if they cannot give advice.
  6. How many homes have you Sold in the past year? This will give you an indication of the amount of work the agent is used to handling. If the number is really high they may not have enough time for individual attention and if the number is very low they may not be good at what they do unless they are new agents.
  7. What percentage of home that you list expire? This is an indication that the agent may be overpricing the homes or they are not marketing them properly.  A good marketing plan can be the key to a quick and profitable sale
  8. What can I do to improve the sales price and reduce the amount of time it will take to sell? Now understand here that you have asked the question.  You need to be prepared for the answer.  The Best Realtor near West Plains will tell you tactfully what needs to be done to get you the most favorable sales price.
  9. Do they seem honest and real? Do you feel like they have your best interest at heart?

There are so many ways to judge who the Best Realtor near West Plains Mo is, everyone has an opinion and it really depends on what you are looking for in a Realtor.

Of course, we at Southern Missouri Homes and Farms think we have the Best Realtors near West Plains.  We have many specialties with 30+ years of Real Estate experience, service and knowledge.  At the conclusion of every transaction, we will have worked hard and fairly to earn the respect of both buyer and seller.

  • Marketing Specialist – Social Media, Internet, Direct Mail, Word of Mouth
  • Farm Specialist – Calvin knows and understand Farmers and the Land Values
  • First-time Homebuyers – We understand they need a little more time, attention and explanations.
  • Relocation Specialist – We have worked with many buyers over the years moving in from out of state. Our internet marketing reaches them and we understand they need a little more guidance because every state has different ways of handling real estate transactions.

If you are looking for the Best Realtor near West Plains give us an opportunity to prove to you that we are honest and focused on doing what is best for our clients always.

Gwen Chambers 417-712-0077

West Plains MO Buyers Agent

Are you seeing a new home in your future?
You need a West Plains Mo Buyers Agent!

You will need to understand the benefits of a West Plains MO Buyers Agent working for you!

Before 1993 every agent was working for the Seller, but in 1993 laws were passed giving the Buyer the opportunity to hire a Buyer’s Agent.   The nice thing about buyers agency is most sellers agree to pay the buyers agent so there is NO COST to the Buyer.  Buyers Agency became an opportunity for the Buyer’s in Missouri to have representation.  Without a signed contract between the agent and the buyer, or the agents and the seller, the starting point for all real estate transactions and relationships is transaction brokerage.  A Transaction Brokers owes loyalty to no one,  They are just opening doors and doing paperwork.

I don’t know about you but when I am working with any professional I want them working for me. I want my doctor, my attorney and my accountant working for my best interest.  I would also want to know my West Plains MO Buyers Agent is working for me to protect my motivation, urgency and hide my enthusiasm about the property so we can negotiate the best possible sales price and terms.

An agent working for the buyer owes their clients, honesty, confidentiality undivided loyalty, accountability, reasonable care, full disclosure and due diligence.  They will do a CMA (comparative market analysis) to make sure you are not paying too much.  They should do their best to get sellers disclosures (a history of the condition of the home) for the buyers to review.  They will advise you to have all your financing lined because looking for a home without proof of funds or a pre-approval letter is like showing up for a race without your running shoes.  Sellers always negotiate better when we have proof of our funds to close.  Your West Plains Buyers Agent will be like your coach getting you ready so when you run the race you are ready to win.

Whether you are a first time home buyer or a seasoned investor, purchasing a single family home or a full-scale farm operation everyone can benefit from having a buyers agent in their corner working for them.

Southern Missouri Homes and Farms LLC has a West Plains Buyer’s Agent here to coach and guide you through the home buying process and the best part is it costs you nothing to have her working for you.  There are so many benefits to Buyers Agency and you want to make sure you are protected.

Gwen Chambers West Plains Mo Buyers Agent

Contact Gwen Chambers 417-712-0077  your West Plains MO Buyers Agent and we can get the process started.

Things to Remember when Moving

Relocating  out of state or Moving across town is always stressful so we want to remind you of a few things to remember when moving ( we are hoping to Southern Missouri)

  • Transfer or apply for a new drivers license (if your changing states)
  • Register your vehicles
  • Register to Vote
  • Verify your cell phone service will work satisfactorily in your new location
  • Go to the Post Office, Transfer your mail
  • Verify how you will receive mail at your new home
  • Turn off all your utilities: electric, internet, cable, gas/propane, trash, water, sewer and don’t forget the phone/landline
  • Set up to turn on all the above utilities at your new home.
  • Call the Schools to request transcripts from the school for the new schools
  • Reserve and Confirm your pick up times with the moving truck or if using a moving company verify the companies license and insurance policies
  • Cancel your current home insurance and set up a new policy for your new home.
  • Measure doorways and appliance spaces to make sure everything will fit
  • Your pets need special care you might want to check out Moving with Dogs

Hopefully, our list of things to remember when moving will at least get you started thinking.  If you come up with anymore please share them with us so we can add them to the list.

If you are moving to Southern Missouri you have made a good decision. Give us a call we would love to help you Calvin & Gwen Chambers

We have represented many clients who are moving to Southern Missouri and we work as buyers agents, which means we are working for the buyers. Working with their best interest in mind, negotiating on their behalf to assure they are making an informed decision when they do decide to purchase.

If you are ready to start looking for homes you can click to start your search HERE

No Money Down USDA Financing -100% Loans

Are you ready to buy a home?  A 100% loan No Money Down USDA financing might be your answer!

A No Money Down USDA Financing Loan is a government loan from the United States Department of Agriculture program which is designed for rural property buyers. It is an opportunity for qualified homebuyers to purchase a home with a no money down loan.  They have to purchase a home in a rural community and the seller can even be persuaded to pay all the buyers closing cost.  There are income limits which vary depending on the county you are considering purchasing a home in.

With a USDA loan, you will need a minimum of a 600 credit score and you will not be allowed to have a co-signer.  The seller will be allowed to pay up to 6% of the sales price towards the buyers closing cost.  Getting a no money down loan has some benefits, it leaves you with a little extra cash at closing to cover all your moving expenses and of course, the home needs to be in an eligible area which almost all of Southern Missouri is eligible even within the city limits of all of the small towns which dot the Southern Missouri landscape.

If you are interested in Buying a Southern Missouri home and getting a USDA no money down loan, we would be happy to guide you through the process. we just need to know what your needs are in a home.  If you are interested in finding out if you can qualify for a USDA Loan you can click the link and Apply online right now with Nick Maddock and Cornerstone Mortgage.

We work all of Southern Missouri but focus primarily on Howell County, Douglas County, Ozark County, Oregon County, Wright County and Texas County.  Our Office is located in Dora Missouri and we are centrally located and about 30 minutes to everywhere.  When working with buyers we work as Buyers Agents working to get our Buyers the best possible real estate deal for you.  Give us a call today!  You can reach Calvin at 417-894-8005 or Gwen at 417-712-0077 and we can help you start your journey to homeownership.

Buying a West Plains Mo Home

Buying a West Plains Mo home is an important life decision.

Make sure you consider these important tips before buying a home west plains mo home:

  1. Find a Buyers Agents who will help you through the process.
  2. Look at your finances and decide how much you can afford.
  3. Ask your Agent for a recommendation for a reputable lender and get pre-approved.
  4. Make a List of what you’d like to have in a home, and what you need in a home.
  5.  Tour the neighborhood at different times to get a feel for the neighborhood.
  6.  If you have children now or might in the future, check out the local schools.
  7. Check the location of the nearest shopping, such as grocery stores, restaurants, and other stores you already frequent.
  8. Make sure to physically inspect the home and property for potential fixes and hazards.
  9. Never get in a hurry, Negotiations is the name of the game, you don’t want to get in a hurry.
  10. Hire a reputable inspector to spot any unexpected repairs that may be needed.

Your West Plains agent will help guide you through the all the important decisions you are going to be making when buying a west plains mo home.

If you would like to get started searching for a home use the quick search to the right of the article.  If you need help with Loan information.  Contact Nick Maddock with Cornerstone Mortgage he can point you in the right direction.

Here you can view all the Homes for sale in West Plains

Real Estate Websites by iHOUSEweb iconiHOUSEweb | Admin Menu