Are you ready to buy a home?  A 100% loan No Money Down USDA financing might be your answer!

A No Money Down USDA Financing Loan is a government loan from the United States Department of Agriculture program which is designed for rural property buyers. It is an opportunity for qualified homebuyers to purchase a home with a no money down loan.  They have to purchase a home in a rural community and the seller can even be persuaded to pay all the buyers closing cost.  There are income limits which vary depending on the county you are considering purchasing a home in.

With a USDA loan, you will need a minimum of a 600 credit score and you will not be allowed to have a co-signer.  The seller will be allowed to pay up to 6% of the sales price towards the buyers closing cost.  Getting a no money down loan has some benefits, it leaves you with a little extra cash at closing to cover all your moving expenses and of course, the home needs to be in an eligible area which almost all of Southern Missouri is eligible even within the city limits of all of the small towns which dot the Southern Missouri landscape.

If you are interested in Buying a Southern Missouri home and getting a USDA no money down loan, we would be happy to guide you through the process. we just need to know what your needs are in a home.  If you are interested in finding out if you can qualify for a USDA Loan you can click the link and Apply online right now with Nick Maddock and Cornerstone Mortgage.

We work all of Southern Missouri but focus primarily on Howell County, Douglas County, Ozark County, Oregon County, Wright County and Texas County.  Our Office is located in Dora Missouri and we are centrally located and about 30 minutes to everywhere.  When working with buyers we work as Buyers Agents working to get our Buyers the best possible real estate deal for you.  Give us a call today!  You can reach Calvin at 417-894-8005 or Gwen at 417-712-0077 and we can help you start your journey to homeownership.